Taming the Clutter!
Sit back and relax, the clutter is cleared
Here are some suggestions for weeding out records that you don’t need to retain –
Discard…
- Most cancelled checks more than a year old
- Credit card bills more than a year old
- Outdated insurance policies
- Old annual reports and proxy statements
- Information on cars, boats, appliances and electronics you no longer own
- Pay stubs after checking against your W-2 form for the year
Move to Long-term Storage
- Filed tax returns, with supporting documentation, for at least the last six years
- Military records
- Records for non-deductible IRA contributions
- Information on former employers’ pension plans
- Death certificates after the estate has been settled
For Your Safe Deposit Box
- Birth and marriage certificates
- Adoption, citizenship or divorce papers
- Your signed, original will
- Stock and bond certificates
- Deeds and records of ownership
